Albury, on the north bank of the Murray River, is in New South Wales; Wodonga, on the south bank, is in Victoria. At the 2021 Census the Albury part of the urban area had 53,677 people and Wodonga and its suburbs had 37,839. The two councils, Albury City and the City of Wodonga, run their planning under different state laws, and the rules for building a house change at the river even though clients cross it every day.
On the NSW side, Building Commission NSW licenses builders, every building ad (a website included) must carry the licence name and number, with the category of work, deposits are capped at 10 percent, and residential jobs over twenty thousand dollars need Home Building Compensation cover; our Sydney builders page covers those rules with sources. On the Victorian side, the Building and Plumbing Commission registers builders, section 169H of the Building Act 1993 requires the registered name and number in advertising for domestic building work, and Home Warranty applies to eligible contracts over twenty thousand dollars signed from 1 July 2026, for buildings of three storeys or fewer. Our Melbourne builders page sets out the Victorian side in more detail.
A licence from one state doesn't simply carry across yet. NSW lists general building work as an occupation intended to join its Automatic Mutual Recognition scheme on 1 October 2027; until then, interstate licensees apply to Building Commission NSW under the Mutual Recognition scheme to have their existing licence recognised, and pay any fees. Victoria handles interstate builders through the Building and Plumbing Commission. Before your website says you build in both states, check you hold what each requires. We show exactly what you hold, worded as each register lists it, and we don't give licensing advice.
Both cities are growing at the edges. In Wodonga, the Leneva-Baranduda Precinct Structure Plan was approved when Amendment C121wdon was gazetted on 4 April 2019, with the City of Wodonga as planning authority. On the Albury side, Thurgoona, north-east of the CBD, had 11,028 residents at the 2021 Census, with localities such as Wirlinga, Table Top and Bowna further out and the towns of Jindera and Howlong close by. A house-and-land builder working those estates and a renovator in central Albury or Lavington are after different clients, and the site should make clear which you are.
Master Builders NSW's Murray Division is a cross-border division covering the areas around Albury-Wodonga, run from the association's office in Albury, and its Riverina Murray Regions Building Awards draw entries from Albury-Wodonga through to Wagga Wagga and Narrandera. That suits builders who work both sides. We're an Adelaide team on Hutt St and work with regional builders by phone and email. You send your licence and registration details, photos of finished homes and the towns you cover; we send back a draft link, and you pay once you approve it.